Susan B. Harwood


E-Mail: sbharwood@boehmbrown.com

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Insurance coverage (first and third party), bad faith/extra-contractual (first and third party) and general liability defense


Wake Forest University, 1979

Bachelor of Arts, Magna cum laude, with Honors

Phi Beta Kappa

Guy T. Carswell Scholar

Dean’s List, all eight (8) semesters

Universite de Grenoble, France, 1979-1980

Rotary International Fellowship

Wake Forest University School of Law

JD Degree, 1983


Florida, 1983


United States Court of Appeals for the Eleventh Circuit Court of Appeals

United States District Court for the Middle District of Florida

United States of District Court for the Southern District of Florida


American College of Coverage and Extra-Contractual Counsel (ACCEC) (2013 to present)

Federation of Defense and Corporate Counsel (FDCC)  (2001 to present) – Director (2010-2013);              Litigation Management College – Dean of Graduate Program (2011-2013); Associate Dean of Graduate Program (2009-2011); Property Insurance Section (Chair, 2007-2009); Admissions Committee (2006-2014); Amicus Committee (2009-2013); Defense of the Judiciary Committee (2007-2011);  Diversity Initiative Committee (2008-2011); Leadership Institute, Faculty (2011); Projects & Objectives Committee (2009-2010); and Exhibitors Committee (Chair, 2005-2007)

FDCC/IADC Joint Law Firm Management Conference, Vice-chair and presenter (2013)

Loss Executives Association (LEA)

The Florida Bar

Trial Lawyers Section

Windstorm Insurance Network, Inc. (WIND),

President (2017-2018)

Board of Directors (2008-present)


Martindale Hubbell “AV Preeminent” Rating

Certified Circuit Court and Appellate Mediator

Windstorm Insurance Network Fellow, 2014


Future presentations:                    

Moderator for “Chances Are…A Fortuity Case Study,” American College of Coverage and Extracontractual Counsel (ACCEC), 2017 ACCEC Annual Meeting (May 12, 2017)

Property Loss Resource Bureau (PLRB), co-presenter, “When Worlds Collide:  Recent Battles Over Appraisal,” PLRB 2017 Large Loss Conference (November 15-17, 2017)


Property Loss Resource Bureau (PLRB), co-presenter, “Litigation Management College” (2007-2013)

“Deposition Rules of the Road,” RJMW 2001 Conference, co-presenter

FDCC Annual Meeting 2011 – Ethics presentation: “The Lost Colony of Professionalism,” co-presenter

Defense Research Institute DRI/ICPS Steering Committee member, November 2010 Insurance Coverage and Practice Symposium

FDCC Annual Meeting 2010 – Ethics presentation, “The Lawyer Game – Responding to Unethical Litigation Conduct,” organizer and presenter

FDCC Winter Meeting 2010– “Diversity at the Next Level:  Associate Paths to Success” – panelist/speaker

Keynote speaker, Australian Insurance Law Association (AILA), Melbourne, Australia, “Recent U.S. Disasters” (October 2009)

“Food for Thought … Where Lies the Pendulum between the Insurer and the Policyholder on the Scale of Duties of Good Faith,” The FDCC Quarterly (Winter 2003 ed.) (co-author with Janet L. Brown)

“The Seven Lessons of Extra Expense,” presented at ABA/TIPS Property Insurance Law Committee’s 2002 Program Business Interruption and Related Claims in the Wake of 9/11, NYC, New York

“Recent Developments in Property Insurance Law,” 34 Tort & Insurance Law Journal 2 (Winter 1999) (contributing author)

“Collapse: How Do You Define It?” ABA/TIPS Property Insurance Law Committee Newsletter, Fall 1998/Winter 1999

“Ensuing Water Loss:  An Overview,” presented at the Property Insurance Law Committee’s August 1, 1998 ABA Annual Meeting Program, Chicago, Illinois

“The Lost, Missing or Destroyed Policy: Proof Problems and Other Evidentiary Issues,” presented at the ABA/TIPS Insurance Coverage Litigation Committee’s 1995 Mid-Winter Annual Meeting, Monterey, CA


Lecturer, “The Attorney as Guardian ad litem Volunteer,” Orange County Bar Association

Adjunct Instructor, University of Central Florida Legal Studies Program, August 1993 to May 1994


Hope CommUnity Center, Apopka, Florida

Guardian ad litem, Legal Aid Society of the Orange County Bar Association (1983-2012)

2006 Award of Excellence,  Legal Aid Society of the Orange County Bar Association, Inc.